What Is A Civil Judgment
A civil judgment is referred to as non-criminal and ends with the losing party, the defendant, required to pay the damages to the plaintiff. It is a civil ruling against the defendant in a court of law and awards money judgments against that defendant. However, the court is not in the collection business. That’s left up to the plaintiff.
After filing out a lot of paperwork, the plaintiff has his or her day in court. They will present evidence of the damages incurred, pictures, evidence and any circumstances to solidify their case. The defendant has their chance for rebuttal.
If the defendant does not respond to a summons, they are subject to a default judgment. The means the plaintiff wins and the defendant is held responsible for the debt.
If the plaintiff wins, the civil judgement determines who is the winner and the amount of that reward. If attorneys were involved, those legal cost as well as filing fees and interest rates that the debt accrues will be advanced in the ruling.
Court Judgement Enforcement
It is up to the plaintiff to pursue collection given the finalized judgment. Often the defendant pays to settle the score. However, many times that defendant does not and months go by where the plaintiff sees no relief. Unless that defendant has access to a judgment collection course, they are left in the dark.
Since these cases are public record, the plaintiff may get a notice from a collection agency that they will represent them for judgment collection. The only rub is that they will want a 50% fee for that retrieval process.
Fortunately, there is a solution to follow the same routine as the judgment collection agency, have access to all the forms and same knowledge base as a collection agency. That course is called Small Claims Processing & Judgment Recovery Course and it even comes with video instruction! It can be found from the home page on this site.
>> Click Here For Private Judgment Recovery Overview <<
Court Judgment Enforcement
With the winning judgment at hand, one has the power to write a garnishment of wages, seize bank accounts and even put a lien on the defendant’s property. These judgments accrue interest as well so that the losing party must pay interest on the unpaid balance of the judgment. That judgment stays in effect for a long time. In most states it’s 10 years.
Also, any judgment against a defendant can appear in the public records on their credit report. If it is “unsatisfied” by not being paid off, it is a serious demerit against that individual. One can learn more about civil judgments and legal help here: https://www.legalmatch.com/law-library
Click the titled link on top of this page: Civil Debt Judgment Recovery Collections Course for a life changing overview.